10 Practical Steps to Help You Retire as a Millionaire

10 Practical Steps to Help You Retire as a MillionaireSo you want to be a millionaire. Who doesnt? Youre probably also thinking that theres no perspektive in h-e-double-hockey-sticks that you could ever reach that stage by your retirementat least not in your current job. googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) But there are ways. And plenty of strategies you can employ to set yourself up to retire with that kind of cash. It wont work for everyone, but at least if you follow these steps, youll have saved enough for your retirement.1. Save your money.Its the simplest advice out thereand the hardest to follow. But if you put aside 20% of your earnings every year (even if you only make $40k) and put that into a 401(k), a combination of factors including investment, compound interest, matching funds, etc. nets you in the seven digits. 401(k)s are also typically protected from creditors in financial catastrophe. $10k a year (which would really only re quire you to save $5,760) can grow outrageously if invested wisely and you dont take anything out of your account until youre over 70.2. Quit your vices.Millionaires are far less likely to smoke, be overweight and unhealthy, etc. This is because a) smoking is expensive, and b) so is poor health. Start eating quality food and taking care of yourself and youll last long enough to enjoy the money you save.3. Get married (and stay married).If this kind of commitment is in the cards for you, there can be significant financial benefits to matrimony. Two incomes. One set of expenses. Tax breaks. You do the math.4. Learn about the tax code.The tax code is the best pal of the rich. Learn about the stepped up basis loophole and learn how to factor deferred liabilities into your tax model. Once you know the rules and how theyre written, you can figure out how to exploit them for your gain.5. Think outside the box.There is no one way to accumulate wealth. And if there were, it probably wouldnt be salaried or wage employment. The top 1% of households in this country spend only about half their time selling their time for money. Think about business ownership opportunities, personal investment, real estate, mutual funds, stocks, securities, etc.6. Geek out on finance.There are tons of resources out there for how you can make wealth happen for yourself. Learn about all of them accounts and markets, entrepreneurship, etc. Read blogs and books about money management. Make a program that works for you and stick with it. In 50 years, youll be thrilled you did.7. Be prepared for the worst.Crises and emergencies do happen. Prepare yourself for this, rather than getting caught by surprise. Dont let setbacks negatively impact your saving efforts. Have a rainy day fund to prepare in advance for setbacks.8. Save more as you are able.Once you start earning more, bump the amount you save from month to month. This will help the amount youre hoarding to spiral into fatter and fatter sums. And dont automatically increase your spending when you start earning more.9. Get/stay out of debt.Debt is not your friend. Make sure you stay as liquid and free from pesky interest rates as possible.10. Be patient.You wont become a millionaire overnight. But you can start chipping away at a brighter financial future. It just takes making a plan, setting a goal, and sticking to it.

Peek Inside One of the Countrys Best Internship Programs

Peek Inside One of the Countrys Best Internship ProgramsHow One Of The Top Internship Programs In The Country Approaches Professional DevelopmentWant an internship that gives you world-class training, takes you on tours of top companies, and provides access to technical certifications to help you get ahead?Youll find it all at CDW, a Fortune 200 company and leading IT solutions and services provider. CDW partners with over 1,000 leading technology brands to help meet the technology needs of customers around the world.brde year in Chicago, CDW provided career-changing experiences to nearly 100 interns from almost 50 colleges. Any of them can tell you CDW approaches professional development differently. After all, theres a reason they were named a top internship program in WayUps National Intern Day awards.But how, exactly, is CDW different? Heres an inside look1. Interns Learn How To Build Their Personal BrandSummer interns are taught how to put their best foot forwardboth online and in person. One professional development event brings in a LinkedIn guest speaker to help interns build rockstar profiles. Interns also work with CDWs Social Media team and learn how to shine on any social platform.CDW interns have exposure to executives, and theyre encouraged to speak up and share ideas. To help make the most of those interactions, interns learn how to best represent themselves during conversations and presentations. During a special Executive breakfast, summer interns also get to network with executives and have the unique opportunity to share career aspirations and what theyve learned during the program.2.Interns Get Top-Notch TrainingEvery year, interns complete Lean Six Sigma White Belt Traininga structured set of trainings focused on improving productivity and performance. In addition to training sessions on professional skills like public speaking, coworkers from CDWs leadership team join interns for lunch to discuss the impact of White Belt Training on their own careers.One of the most amazing parts? These experiences are also an opportunity to network and collaborate with interns across the organization. Interns from IT, sales, finance, marketing, and other departments all come together to share knowledge about their specific fields and learn about other departments at CDW.Professional Development Days make CDWs Summer Internship Program one-of-a-kind, but the theme of continuous learning isnt just for interns. No matter where they are in their career at CDW, coworkers have access to amazing training programs and resources to help them advance in their careers.3. Interns Team Up with Each Other During a Volunteer DaySummer interns also have access to rewarding opportunities outside the office. Last year, interns gave back to the community by painting an old school on Chicagos South Side and installed air conditioners to improve the learning environment for local students. mora than half of the summer interns participated in this option al program to beautify the school, which was counted as a paid day of work.The activities outside of the office dont stop there summer interns also go to Chicago sporting events, attend vendor events, and visit CDWs distribution center.Ready to see for yourself what CDW is all about? Theyre hiring now, so head over to WayUp to explore their open positions, and apply.More from CDWFive Things We Can All Learn from this Companys Sales Training Program

What Everybody Else Does When It Comes to Resume for High School Students with No Work Experience and What You Must Do Different

What Everybody Else Does When It Comes to Resume for High School Students with No Work Experience and What You Must Do Different In case you have any part-time work, that will go a ways towards a wonderful experience section. When it is high, its an excellent way to catch the eye of a hiring manager. Now you need to know how to compose a resume with no experience thats compelling and distinctive, ideal for a high school resume or a beginners resume for teens. Praised and awarded for organizational abilities and capacity to create safe, fun environment for kids. High school may be challenging time in the life span of a student because he or shes anticipated to bag a job after graduating. Moreover, it is going to supply you with a model of the resume which may be utilised to make yur own. A Secret Weapon for Resume for High School Students with No Work Experience If you follow the advice above you will have an interesting, compelling resume summary that is likely to make the reader want to find out more about you even regardless of your lack of work experience Stick to the tips above, and youll have a resume that compensates for the absence of knowledge and gets you the interview. Provide customer services. See our guide on how best to compose a cover letter free of experience. Top Resume for High School Students with No Work Experience Choices There are quite a lot of locations online at which you could get at no cost. Since you likely dont have a good deal of Work Experience, you can include your Achievements as a distinct section. When youve been employed as a professional for a couple of years, your Work Experience section will fill a lot of your resume. There are quite a lot of regions on the web at which you could become totally free. Finding the Best Resume for High School Students with No Work Experience Concentrate on highlighting relevant coursework to the job youre applying for. High School Resume templates are a valuable resourc e for such students. High school students may require a resume to submit an application for work or as an element of a university application. A superb method to begin on your resume as a high school student is to examine examples of resumes and read tips about what to include and the way to format your resume. Things You Wont Like About Resume for High School Students with No Work Experience and Things You Will You will need experience to have a job, but you want a job to acquire experience. Volunteer working experience on high school resumes are an excellent means to add work experience whenever you dont have anyor even when you do. Now, when you have worked work during your teenage decades already, we normally tell you to compose a resume summary. For instance, if youre asking for a job as an administrative assistant, you dont will need to discuss the way your job for a babysitter helped improve your childcare skills, but you might share the way the experience helped you c ultivate time management abilities and the capacity to juggle a number of tasks at the same time. Ruthless Resume for High School Students with No Work Experience Strategies Exploited Learning how to do a resume when do not have any work experience is far easier if its possible to demonstrate some seasonal or short-term work experience. Your resume needs to be powerful but brief. You may also have volunteer experience. The Number One Question You Must Ask for Resume for High School Students with No Work Experience There are a number of student and teacher resumes here to pick from. As an issue of fact, students who wish to work while still in school would likewise be in a position to use these templates. Continue reading to discover more, and dont neglect to have a look at our sample high school resume for inspiration Extensive experience working with youth of a number of ages.